Center on Assets, Education, and Inclusion

February 12, 2018

Research from a new report released this week from the Center on Assets, Education, and Inclusion (AEDI) at the University of Michigan finds that CSAs result in family savings rates between 8% to 30% for opt-out CSA programs (i.e., automatically enrolled) and about 40% to 46% for opt-in CSA programs (have to sign-up to participate). What is evident from these findings is that while families are saving in CSAs there does seem to be a limit on how effective they can be at encouraging saving.

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