Center on Assets, Education, and Inclusion

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This study examines the influence of parents' college savings for their child on Hispanic youth's four-year college attendance. Using hierarchical generalized linear modeling (HGLM), we analyze a sample of 2750 Hispanic youth from the Education Longitudinal Survey (ELS: 2002/2006). Findings suggest that parents' college savings are significantly associated with Hispanic youth's four year college attendance. However, once parents' college expectations are added to the model, the significant effect of college savings disappears. Mediating tests show that parents' college expectations and youth's college expectations mediate the relationship between parents' college savings and Hispanic youth's attendance at a four-year college.


Song, H.* and Elliott, W. (2012). The effects of parents’ school savings on college expectations and Hispanic youth’s four-year college attendance. Children & Youth Services Review. 34(9), 1845-1852.

Children's Savings Account Journal Article Year 2012