Center on Assets, Education, and Inclusion

In this talk I want to make the point that CSAs have become much more than a financial vehicle for individuals to save in. This matters. First, it matters for understanding how to assess whether CSA programs are effective. Second, it matters for combating the myth that building wealth through CSAs continues to be primarily about personal saving. This myth has placed a roadblock between CSA and Baby Bonds movements being able to coalesce around a common financial infrastructure for building wealth for children and their families.