Center on Assets, Education, and Inclusion

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  1. Children’s Savings Account Program: School Outcomes Report

    Children’s Savings Accounts (CSAs) are interventions that seek to build assets for children to use as long-term investments (Goldberg, 2005; Sherraden, 1991), particularly for postsecondary education. Provided through financial institutions, CSAs generally include progressive features, such as initial seed deposits, financial incentives for attaining certain academic benchmarks, or matches for savings deposits (e.g., Elliott & Lewis, 2014). Distinct among financial aid policies for their cultivation of improved outcomes throughout children’s lives, CSAs aim to equip children, particularly those who are disadvantaged, with assets that have demonstrated associations with academic achievement (Elliott, Kite, O’Brien, Lewis, & Palmer, 2016) and educational attainment (Elliott, 2013; Elliott & Beverly, 2011). CSAs also connect households to mainstream financial institutions (Friedline, 2014), activating families to save for their children’s futures and their later financial well-being.

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    Authors

    William Elliott, Melinda Lewis, Megan O’Brien, Christina LiCalsi, Jordan Rickles, Leah Brown, Nicholas Sorensen

    Report Year 2024

  2. Converging Viewpoints: Making Asset-Building Policy for Children Possible

    This brief begins by discussing some key areas where the Republican-selected witnesses agree with the eight key principles for designing a national CSA program. Next, four areas where additional convergence would be helpful are discussed. The brief concludes by summarizing the points of convergence, how they align with principles in the 401Kids legislation, and the eight key principles identified by the asset building field.

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    Citation

    Elliott, W. (2024, June). Converging Viewpoints: Making an Asset-building Policy for Children Possible. Center on Assets, Education, and Inclusion (AEDI). University of Michigan, School of Social Work.

    Authors

    William Elliott

    Brief Year 2024

  3. Summary Report from the 2022 Student Survey of the Wabash County Early Award Scholarship Program: Program Awareness and College Planning

    This report summarizes a selection of data from the second administration of the Wabash Early Award Scholarship Program (EASP) student survey. The survey for the second round included two new blocks of questions designed to assess: (a) student awareness of the Early Award Scholarship Program and (b) student college planning activities. A summary of findings from these two new blocks is presented here.

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    Authors

    Megan O’Brien, Taewhan Choi, William Elliott

    Report Year 2024