Center on Assets, Education, and Inclusion

  1. January 2018 Newsletter

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    AEDI

    Newsletter Year 2018

  2. CSD 20th Anniversary Webinar

    In Celebration of the Center for Social Developments 20th Anniversary, AEDI held a roundtable on the development of asset based policies in the U.S. since Michael Sherraden's book, Assets and the Poor.

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    AEDI

    Children's Savings Account Multimedia Year 2015

  3. Quarterly Newsletter Dec 2015

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    AEDI

    Newsletter Year 2015

  4. Quarterly Newsletter Jan 2015

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    AEDI

    Newsletter Year 2015

  5. Quarterly Newsletter May 2015

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    AEDI

    Newsletter Year 2015

  6. Quarterly Newsletter Sept 2015

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    AEDI

    Newsletter Year 2015

  7. Building Expectations, Delivering Results: Asset-Based Financial Aid and The Future of Higher Education

    American society reflects considerable class immobility, much of which is due to the wide gap in college completion rates between advantaged and disadvantaged groups of students. In the introduction we discuss the factors that cause unequal college completion rates, introduce assets as an explanation stratification scholars often ignore, and then outline the remainder of this report.

    Related items: Briefs

    From a Debt-Dependent to an Asset-Based Financial Aid Model Institutional Facilitation and CSA Effects CSAs As An Early Commitment Financial Aid Strategy From Disadvantaged Student to College Graduates: The Role of CSAs How CSAs Facilitate Saving and Asset Accumulation Designing for Success Investing In Our Future Children’s Savings Accounts and a 21st Century Financial Aid System Executive Summary

    Building Expectations, Delivering Results: Asset-Based Financial Aid and The Future of Higher Education Infographics

    College Savings Accounts: More Degrees, Less Debt The Role of Institutional Facilitation in Academic Success

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    AEDI

    Children's Savings Account Executive Summary Year 2013

  8. Designing CSAs: The Independent Effects of Accounts in Children’s Names

    In the last few decades, children's savings accounts (CSAs) have emerged as a strategy for preparing children for their educational and financial futures, especially for those from low- to moderate-income households. This means a savings account is opened early in life and any accumulated savings can be used toward children's future expenses like college tuition or small business entrepreneurship. One question regarding CSA design is whether ownership over accounts should reside with children or parents. In other words, do children benefit educationally and financially when CSAs are in their names, or is it sufficient for parents to save on their children's behalf? This brief presents findings of the effects on children's financial futures when savings accounts are opened in their names. Findings validate the design of many existing CSAs and point to the need to reexamine policies that may discourage families from establishing accounts in children’s names.

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    Citation

    AEDI (2013). Designing CSAs: The independent effects of accounts in children’s names. Lawrence, KS: University of Kansas, School of Social Welfare, Assets and Education Initiative.

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    AEDI

    Children's Savings Account Brief Year 2013

  9. Student Loan Debt: Consequences Tomorrow. . . And For Years to Come

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    Student Loan Debt Threatens Household Balance Sheets Status Quo: Divergent Financial Aid Systems Yield Disparate Outcomes High-Dollar Student Debt May Compromise Educational Outcomes Before College: Building Expectations and Facilitating Achievement Executive Summary

    Student Loans are Widening The Wealth Gap: Time to Focus on Equity The Student Loan Problem in America: It is Not Enough to Say, “Students Will Eventually Recover” Infographics

    Today: Two Paths To Higher Ed Reports

    Student Loans are Widening The Wealth Gap: Time to Focus on Equity The Student Loan Problem in America: It is Not Enough to Say, “Students Will Eventually Recover” Unequal Outcomes: Student Loan Effects on Young Adults’ Net Worth Accumulation

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    AEDI

    College Debt Infographic Year 2013